Research / UBCP / Fundamental state Inspectable configuration
State dimensions Filing 0001410578-24-000239 Bank
Sequential deposit growth 15th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-1.04% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
3.38% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
236.51% · CORE · VALID
Interest-income growth 85th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
33.22% · CORE · VALID
Cash and equivalents 55th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$40.8M · CORE · VALID
Sequential loan growth 85th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
3.58% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 59 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 3/3 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -2.42%
Current -1.04%
Delta 1.38% Earnings Growth Decreased
Previous 3.86%
Current 3.38%
Delta -0.48% Funding Cost Growth Increased
Previous 232.44%
Current 236.51%
Delta 4.08% Interest Income Growth Increased
Previous 32.26%
Current 33.22%
Delta 0.96% Liquidity Decreased
Previous $70.9M
Current $40.8M
Delta -$30.1M Loan Growth Increased
Previous 0.90%
Current 3.58%
Delta 2.68% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.