GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBCP · Jun 30, 2022

UNITED BANCORP INC /OH/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001410578-22-002539Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.85% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

5.13% · CORE · VALID

Interest-expense growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-29.44% · CORE · VALID

Interest-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

3.40% · CORE · VALID

Cash and equivalents35thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$16.8M · CORE · VALID

Sequential loan growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.22% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History59 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.22%
Current
-0.85%
Delta
-2.06%
Earnings Growth Increased
Previous
-8.23%
Current
5.13%
Delta
13.35%
Funding Cost Growth Increased
Previous
-37.16%
Current
-29.44%
Delta
7.72%
Interest Income Growth Increased
Previous
-1.49%
Current
3.40%
Delta
4.90%
Liquidity Decreased
Previous
$68.8M
Current
$16.8M
Delta
-$52.0M
Loan Growth Decreased
Previous
1.87%
Current
1.22%
Delta
-0.64%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.