GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

UBCP · Mar 31, 2024

UNITED BANCORP INC /OH/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001410578-24-000855Bank
Sequential deposit growth55thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.69% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

5.56% · CORE · VALID

Interest-expense growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

96.41% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

17.21% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$46.9M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.60% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History59 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.04%
Current
0.69%
Delta
1.73%
Earnings Growth Increased
Previous
3.38%
Current
5.56%
Delta
2.18%
Funding Cost Growth Decreased
Previous
236.51%
Current
96.41%
Delta
-140.10%
Interest Income Growth Decreased
Previous
33.22%
Current
17.21%
Delta
-16.00%
Liquidity Increased
Previous
$40.8M
Current
$46.9M
Delta
$6.1M
Loan Growth Decreased
Previous
3.58%
Current
-0.60%
Delta
-4.19%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.