Research / UBCP / Fundamental state Inspectable configuration
State dimensions Filing 0001410578-23-000281 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.03% · CORE · VALID
Net-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-8.40% · CORE · VALID
Interest-expense growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
26.08% · CORE · VALID
Interest-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
11.95% · CORE · VALID
Cash and equivalents 60th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$30.1M · CORE · VALID
Sequential loan growth 5th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-1.49% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 59 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 3/3 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 7.05%
Current -0.03%
Delta -7.07% Earnings Growth Increased
Previous -20.64%
Current -8.40%
Delta 12.24% Funding Cost Growth Decreased
Previous 47.54%
Current 26.08%
Delta -21.46% Interest Income Growth Decreased
Previous 17.05%
Current 11.95%
Delta -5.10% Liquidity Decreased
Previous $35.3M
Current $30.1M
Delta -$5.2M Loan Growth Decreased
Previous 0.22%
Current -1.49%
Delta -1.70% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.