Research / OVBC / Fundamental state Inspectable configuration
State dimensions Filing 0000894671-22-000013 Bank
Sequential deposit growth 55th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
1.37% · CORE · VALID
Net-income growth 70th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
16.82% · CORE · VALID
Interest-expense growth 15th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-38.13% · CORE · VALID
Interest-income growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
-4.22% · CORE · VALID
Cash and equivalents 95th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$163.7M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 54 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous 0.78%
Current 1.37%
Delta 0.59% Earnings Growth Increased
Previous 14.36%
Current 16.82%
Delta 2.46% Funding Cost Growth Increased
Previous -40.25%
Current -38.13%
Delta 2.13% Interest Income Growth Decreased
Previous -3.16%
Current -4.22%
Delta -1.05% Liquidity Increased
Previous $152.0M
Current $163.7M
Delta $11.7M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.