Research / OVBC / Fundamental state Inspectable configuration
State dimensions Filing 0000894671-22-000020 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.10% · CORE · VALID
Net-income growth 5th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-30.13% · CORE · VALID
Interest-expense growth 20th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
-32.11% · CORE · VALID
Interest-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
0.20% · CORE · VALID
Cash and equivalents 65th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$94.1M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 54 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.37%
Current -0.10%
Delta -1.47% Earnings Growth Decreased
Previous 16.82%
Current -30.13%
Delta -46.95% Funding Cost Growth Increased
Previous -38.13%
Current -32.11%
Delta 6.01% Interest Income Growth Increased
Previous -4.22%
Current 0.20%
Delta 4.41% Liquidity Decreased
Previous $163.7M
Current $94.1M
Delta -$69.6M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.