GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OVBC · Jun 30, 2026

OHIO VALLEY BANC CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000894671-26-000052Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.07% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-30.48% · CORE · VALID

Interest-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

11.59% · CORE · VALID

Cash and equivalents20thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$78.1M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20235/5 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.07%
Current
-1.07%
Delta
-8.14%
Earnings Growth Decreased
Previous
-2.47%
Current
-30.48%
Delta
-28.00%
Interest Income Growth Decreased
Previous
13.51%
Current
11.59%
Delta
-1.92%
Liquidity Decreased
Previous
$125.3M
Current
$78.1M
Delta
-$47.2M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2019
Similarity
87%
Compared
4 dimensions
Coverage
100%
Liquidity 10.0 · Deposit Growth 15.0 · Earnings Growth 20.0 · Interest Income Growth 0.0
Jun 30, 2022
Similarity
75%
Compared
4 dimensions
Coverage
100%
Liquidity 45.0 · Deposit Growth 20.0 · Earnings Growth 0.0 · Interest Income Growth 0.0
Dec 31, 2024
Similarity
74%
Compared
4 dimensions
Coverage
100%
Liquidity 10.0 · Deposit Growth 30.0 · Earnings Growth 20.0 · Interest Income Growth 35.0
Dec 31, 2022
Similarity
70%
Compared
4 dimensions
Coverage
100%
Liquidity 20.0 · Deposit Growth 0.0 · Earnings Growth 50.0 · Interest Income Growth 25.0
Dec 31, 2015
Similarity
70%
Compared
4 dimensions
Coverage
100%
Liquidity 18.5 · Deposit Growth 28.3 · Earnings Growth 50.6 · Interest Income Growth 1.7
Research Graph

Related governed research

Analogous To · OVBC state analogue 2 →Analogous To · OVBC state analogue 5 →Compared To · State Commercial Banks peers →Analogous To · OVBC state analogue 3 →Analogous To · OVBC state analogue 1 →Analogous To · OVBC state analogue 4 →Has State · OHIO VALLEY BANC CORP →Transitioned To · OVBC Fundamental State →Transitioned To · OVBC DEPOSIT_GROWTH_DECREASED →Transitioned To · OVBC EARNINGS_GROWTH_DECREASED →Transitioned To · OVBC INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · OVBC LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.