Research / OVBC / Fundamental state Inspectable configuration
State dimensions Filing 0000894671-23-000031 Bank
Sequential deposit growth 25th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-0.43% · CORE · VALID
Net-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
62.53% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
409.43% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
33.83% · CORE · VALID
Cash and equivalents 10th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$56.8M · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 54 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 5.21%
Current -0.43%
Delta -5.64% Earnings Growth Increased
Previous -5.26%
Current 62.53%
Delta 67.79% Funding Cost Growth Increased
Previous 210.64%
Current 409.43%
Delta 198.79% Interest Income Growth Increased
Previous 29.44%
Current 33.83%
Delta 4.39% Liquidity Decreased
Previous $89.8M
Current $56.8M
Delta -$33.1M Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.