GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ATLCP · Jun 30, 2026

Atlanticus Holdings Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001437749-26-026279Bank
Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

62.62% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

129.92% · CORE · VALID

Interest-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

89.00% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$555.2M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20233/3 normalizedLevel 3Jun 30, 20233/3 normalizedLevel 3Dec 31, 20224/4 normalizedAmended as filedSep 30, 20233/3 normalizedLevel 3Dec 31, 20233/3 normalizedLevel 3Mar 31, 20243/3 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Increased
Previous
40.15%
Current
62.62%
Delta
22.47%
Funding Cost Growth Decreased
Previous
158.28%
Current
129.92%
Delta
-28.36%
Interest Income Growth Decreased
Previous
97.04%
Current
89.00%
Delta
-8.04%
Liquidity Decreased
Previous
$651.1M
Current
$555.2M
Delta
-$95.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Jun 30, 2018
Similarity
94%
Compared
3 dimensions
Coverage
75%
Liquidity 10.0 · Funding Cost Growth 5.0 · Interest Income Growth 0.0
Dec 31, 2019
Similarity
93%
Compared
3 dimensions
Coverage
75%
Earnings Growth 2.1 · Funding Cost Growth 10.0 · Interest Income Growth 5.0
Mar 31, 2026
Similarity
91%
Compared
4 dimensions
Coverage
100%
Liquidity 10.0 · Earnings Growth 10.0 · Funding Cost Growth 5.0 · Interest Income Growth 10.0
Sep 30, 2017
Similarity
89%
Compared
3 dimensions
Coverage
75%
Liquidity 10.0 · Funding Cost Growth 5.0 · Interest Income Growth 15.0
Jun 30, 2019
Similarity
86%
Compared
3 dimensions
Coverage
75%
Earnings Growth 10.4 · Funding Cost Growth 20.0 · Interest Income Growth 10.0
Research Graph

Related governed research

Analogous To · ATLCP state analogue 2 →Analogous To · ATLCP state analogue 1 →Analogous To · ATLCP state analogue 4 →Analogous To · ATLCP state analogue 3 →Analogous To · ATLCP state analogue 5 →Compared To · Personal Credit Institutions peers →Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP EARNINGS_GROWTH_INCREASED →Transitioned To · ATLCP FUNDING_COST_GROWTH_DECREASED →Transitioned To · ATLCP INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · ATLCP LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.