GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ATLCP · Jun 30, 2025

Atlanticus Holdings Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-25-025502Bank
Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

25.92% · CORE · VALID

Interest-expense growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

41.47% · CORE · VALID

Interest-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

24.77% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$329.4M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20233/3 normalizedLevel 3Jun 30, 20233/3 normalizedLevel 3Dec 31, 20224/4 normalizedAmended as filedSep 30, 20233/3 normalizedLevel 3Dec 31, 20233/3 normalizedLevel 3Mar 31, 20243/3 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Increased
Previous
20.44%
Current
25.92%
Delta
5.48%
Funding Cost Growth Increased
Previous
35.56%
Current
41.47%
Delta
5.91%
Interest Income Growth Increased
Previous
18.85%
Current
24.77%
Delta
5.92%
Liquidity Decreased
Previous
$350.4M
Current
$329.4M
Delta
-$21.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP EARNINGS_GROWTH_INCREASED →Transitioned To · ATLCP FUNDING_COST_GROWTH_INCREASED →Transitioned To · ATLCP INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · ATLCP LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.