GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ATLCP · Sep 30, 2025

Atlanticus Holdings Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-25-033947Bank
Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-15.46% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

77.60% · CORE · VALID

Interest-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

41.13% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$425.0M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20233/3 normalizedLevel 3Jun 30, 20233/3 normalizedLevel 3Dec 31, 20224/4 normalizedAmended as filedSep 30, 20233/3 normalizedLevel 3Dec 31, 20233/3 normalizedLevel 3Mar 31, 20243/3 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
25.92%
Current
-15.46%
Delta
-41.37%
Funding Cost Growth Increased
Previous
41.47%
Current
77.60%
Delta
36.13%
Interest Income Growth Increased
Previous
24.77%
Current
41.13%
Delta
16.36%
Liquidity Increased
Previous
$329.4M
Current
$425.0M
Delta
$95.6M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP EARNINGS_GROWTH_DECREASED →Transitioned To · ATLCP FUNDING_COST_GROWTH_INCREASED →Transitioned To · ATLCP INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · ATLCP LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.