GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ATLCP · Dec 31, 2025

Atlanticus Holdings Corp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-26-007972Bank
Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

9.80% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

88.49% · CORE · VALID

Interest-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

50.26% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$621.1M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20233/3 normalizedLevel 3Jun 30, 20233/3 normalizedLevel 3Dec 31, 20224/4 normalizedAmended as filedSep 30, 20233/3 normalizedLevel 3Dec 31, 20233/3 normalizedLevel 3Mar 31, 20243/3 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Increased
Previous
-15.46%
Current
9.80%
Delta
25.26%
Funding Cost Growth Increased
Previous
77.60%
Current
88.49%
Delta
10.89%
Interest Income Growth Increased
Previous
41.13%
Current
50.26%
Delta
9.13%
Liquidity Increased
Previous
$425.0M
Current
$621.1M
Delta
$196.1M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP Fundamental State →Transitioned To · ATLCP EARNINGS_GROWTH_INCREASED →Transitioned To · ATLCP FUNDING_COST_GROWTH_INCREASED →Transitioned To · ATLCP INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · ATLCP LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.