GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OBT · Jun 30, 2025

Orange County Bancorp, Inc. /DE/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-25-011005Bank
Sequential deposit growth40thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.deposits

-0.22% · CORE · VALID

Net-income growth75thOwn-history percentile · N=12
Evidence method

Yoy · gp.fundamentals.net_income

27.37% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=12
Evidence method

Yoy · gp.financial.interest_income

2.19% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=16
Evidence method

Level · gp.fundamentals.cash

$175.6M · CORE · VALID

Sequential loan growth73thOwn-history percentile · N=15
Evidence method

Sequential · gp.financial.loans

3.37% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.96%
Current
-0.22%
Delta
-6.18%
Earnings Growth Increased
Previous
-6.31%
Current
27.37%
Delta
33.68%
Interest Income Growth Decreased
Previous
2.68%
Current
2.19%
Delta
-0.49%
Liquidity Increased
Previous
$164.2M
Current
$175.6M
Delta
$11.4M
Loan Growth Increased
Previous
2.13%
Current
3.37%
Delta
1.23%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.