GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OBT · Jun 30, 2026

Orange County Bancorp, Inc. /DE/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001104659-26-093345Bank
Sequential deposit growth68thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

3.47% · CORE · VALID

Net-income growth69thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

30.57% · CORE · VALID

Interest-income growth13thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

3.99% · CORE · VALID

Cash and equivalents90thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$334.9M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

-2.09% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.70%
Current
3.47%
Delta
1.76%
Earnings Growth Increased
Previous
29.64%
Current
30.57%
Delta
0.93%
Interest Income Growth Decreased
Previous
7.87%
Current
3.99%
Delta
-3.88%
Liquidity Increased
Previous
$257.5M
Current
$334.9M
Delta
$77.4M
Loan Growth Decreased
Previous
0.11%
Current
-2.09%
Delta
-2.20%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2026
Similarity
85%
Compared
5 dimensions
Coverage
100%
Liquidity 16.3 · Loan Growth 22.2 · Deposit Growth 12.9 · Earnings Growth 2.1 · Interest Income Growth 14.2
Sep 30, 2025
Similarity
75%
Compared
5 dimensions
Coverage
100%
Liquidity 19.4 · Loan Growth 31.3 · Deposit Growth 24.7 · Earnings Growth 23.6 · Interest Income Growth 26.0
Jun 30, 2024
Similarity
72%
Compared
5 dimensions
Coverage
100%
Liquidity 31.7 · Loan Growth 18.2 · Deposit Growth 23.0 · Earnings Growth 43.8 · Interest Income Growth 12.5
Mar 31, 2025
Similarity
64%
Compared
5 dimensions
Coverage
100%
Liquidity 50.0 · Loan Growth 50.0 · Deposit Growth 17.3 · Earnings Growth 32.4 · Interest Income Growth 12.5
Sep 30, 2023
Similarity
48%
Compared
3 dimensions
Coverage
60%
Liquidity 78.9 · Loan Growth 0.0 · Deposit Growth 43.4
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.