GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OBT · Jun 30, 2024

Orange County Bancorp, Inc. /DE/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-24-011803Bank
Sequential deposit growth45thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.deposits

2.32% · CORE · VALID

Net-income growth25thOwn-history percentile · N=8
Evidence method

Yoy · gp.fundamentals.net_income

-9.61% · CORE · VALID

Interest-expense growth13thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_expense

17.58% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=8
Evidence method

Yoy · gp.financial.interest_income

9.32% · CORE · VALID

Cash and equivalents58thOwn-history percentile · N=12
Evidence method

Level · gp.fundamentals.cash

$189.7M · CORE · VALID

Sequential loan growth18thOwn-history percentile · N=11
Evidence method

Sequential · gp.financial.loans

-0.06% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.43%
Current
2.32%
Delta
-3.11%
Earnings Growth Decreased
Previous
187.62%
Current
-9.61%
Delta
-197.22%
Funding Cost Growth Decreased
Previous
81.28%
Current
17.58%
Delta
-63.70%
Interest Income Growth Decreased
Previous
17.86%
Current
9.32%
Delta
-8.54%
Liquidity Increased
Previous
$144.7M
Current
$189.7M
Delta
$45.0M
Loan Growth Increased
Previous
-0.86%
Current
-0.06%
Delta
0.80%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.