GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL3 processing
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

OBT · Sep 30, 2023

Orange County Bancorp, Inc. /DE/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-018985Bank
Sequential deposit growth25thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

-1.55% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

15.09% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

432.82% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

31.78% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents11thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$158.7M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.loans

-0.37% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History20 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.55%
Current
-1.55%
Delta
-7.10%
Earnings Growth Decreased
Previous
330.62%
Current
15.09%
Delta
-315.53%
Funding Cost Growth Decreased
Previous
632.10%
Current
432.82%
Delta
-199.28%
Interest Income Growth Decreased
Previous
60.90%
Current
31.78%
Delta
-29.12%
Liquidity Decreased
Previous
$178.6M
Current
$158.7M
Delta
-$19.9M
Loan Growth Decreased
Previous
3.03%
Current
-0.37%
Delta
-3.40%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.