GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SNUS-PH · Jun 30, 2026

Santander Holdings USA, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0000811830-26-000029Bank
Sequential deposit growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.02% · CORE · VALID

Net-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

17.47% · CORE · VALID

Cash and equivalents20thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$11.4B · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.56% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History65 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.82%
Current
-2.02%
Delta
-4.85%
Earnings Growth Increased
Previous
13.20%
Current
17.47%
Delta
4.27%
Liquidity Decreased
Previous
$15.4B
Current
$11.4B
Delta
-$4.0B
Loan Growth Decreased
Previous
0.57%
Current
-0.56%
Delta
-1.13%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2017
Similarity
94%
Compared
3 dimensions
Coverage
75%
Loan Growth 10.0 · Deposit Growth 5.0 · Earnings Growth 0.0
Jun 30, 2017
Similarity
84%
Compared
3 dimensions
Coverage
75%
Loan Growth 20.0 · Deposit Growth 20.0 · Earnings Growth 1.6
Jun 30, 2016
Similarity
81%
Compared
3 dimensions
Coverage
75%
Loan Growth 18.7 · Deposit Growth 9.5 · Earnings Growth 26.3
Jun 30, 2015
Similarity
74%
Compared
3 dimensions
Coverage
75%
Loan Growth 15.0 · Deposit Growth 20.0 · Earnings Growth 36.7
Jun 30, 2024
Similarity
74%
Compared
4 dimensions
Coverage
100%
Liquidity 45.0 · Loan Growth 5.0 · Deposit Growth 5.0 · Earnings Growth 25.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.