GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SNUS-PH · Sep 30, 2023

Santander Holdings USA, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000811830-23-000036Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.53% · CORE · VALID

Net-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-47.44% · CORE · VALID

Interest-expense growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

162.58% · CORE · VALID

Interest-income growth90thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

40.65% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$10.7B · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.23% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History65 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.24%
Current
-2.53%
Delta
-2.77%
Earnings Growth Decreased
Previous
30.90%
Current
-47.44%
Delta
-78.33%
Funding Cost Growth Decreased
Previous
349.01%
Current
162.58%
Delta
-186.43%
Interest Income Growth Decreased
Previous
66.27%
Current
40.65%
Delta
-25.62%
Liquidity Decreased
Previous
$12.9B
Current
$10.7B
Delta
-$2.2B
Loan Growth Decreased
Previous
-0.87%
Current
-2.23%
Delta
-1.36%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.