GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SNUS-PH · Mar 31, 2023

Santander Holdings USA, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000811830-23-000015Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.21% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-51.81% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

454.03% · CORE · VALID

Interest-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

65.61% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$12.6B · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.42% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History65 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.33%
Current
0.21%
Delta
-4.12%
Earnings Growth Increased
Previous
-52.89%
Current
-51.81%
Delta
1.08%
Funding Cost Growth Increased
Previous
103.62%
Current
454.03%
Delta
350.41%
Interest Income Growth Increased
Previous
15.47%
Current
65.61%
Delta
50.14%
Liquidity Increased
Previous
$10.2B
Current
$12.6B
Delta
$2.4B
Loan Growth Increased
Previous
0.45%
Current
1.42%
Delta
0.97%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.