GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SNUS-PH · Mar 31, 2025

Santander Holdings USA, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000811830-25-000023Bank
Sequential deposit growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.62% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

6.60% · CORE · VALID

Interest-income growth35thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-3.60% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$21.2B · CORE · VALID

Sequential loan growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.14% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History65 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.74%
Current
1.62%
Delta
0.88%
Earnings Growth Decreased
Previous
15.49%
Current
6.60%
Delta
-8.88%
Interest Income Growth Decreased
Previous
8.99%
Current
-3.60%
Delta
-12.59%
Liquidity Increased
Previous
$18.5B
Current
$21.2B
Delta
$2.7B
Loan Growth Increased
Previous
-2.87%
Current
-0.14%
Delta
2.73%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.