GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFBC · Jun 30, 2023

Sound Financial Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001541119-23-000035Bank
Sequential deposit growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.30% · CORE · VALID

Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

79.18% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

517.51% · CORE · VALID

Interest-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

38.13% · CORE · VALID

Cash and equivalents60thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$100.2M · CORE · VALID

Sequential loan growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-1.72% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.07%
Current
-2.30%
Delta
-6.37%
Earnings Growth Increased
Previous
25.83%
Current
79.18%
Delta
53.36%
Funding Cost Growth Increased
Previous
371.09%
Current
517.51%
Delta
146.42%
Interest Income Growth Decreased
Previous
48.23%
Current
38.13%
Delta
-10.10%
Liquidity Increased
Previous
$81.6M
Current
$100.2M
Delta
$18.6M
Loan Growth Decreased
Previous
0.42%
Current
-1.72%
Delta
-2.14%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.