GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFBC · Jun 30, 2022

Sound Financial Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001541119-22-000042Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-5.99% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-28.30% · CORE · VALID

Interest-expense growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-44.17% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

6.79% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$80.1M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.73%
Current
-5.99%
Delta
-10.72%
Earnings Growth Increased
Previous
-29.70%
Current
-28.30%
Delta
1.40%
Funding Cost Growth Increased
Previous
-59.33%
Current
-44.17%
Delta
15.16%
Interest Income Growth Increased
Previous
2.68%
Current
6.79%
Delta
4.11%
Liquidity Decreased
Previous
$197.1M
Current
$80.1M
Delta
-$117.0M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.