GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFBC · Mar 31, 2024

Sound Financial Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001541119-24-000038Bank
Sequential deposit growth100thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

10.93% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-64.48% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

124.76% · CORE · VALID

Interest-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

13.03% · CORE · VALID

Cash and equivalents70thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$138.0M · CORE · VALID

Sequential loan growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.40% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-3.99%
Current
10.93%
Delta
14.92%
Earnings Growth Decreased
Previous
-15.50%
Current
-64.48%
Delta
-48.98%
Funding Cost Growth Decreased
Previous
272.42%
Current
124.76%
Delta
-147.66%
Interest Income Growth Decreased
Previous
27.17%
Current
13.03%
Delta
-14.15%
Liquidity Increased
Previous
$49.7M
Current
$138.0M
Delta
$88.3M
Loan Growth Decreased
Previous
2.16%
Current
0.40%
Delta
-1.76%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.