GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFBC · Jun 30, 2026

Sound Financial Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001541119-26-000024Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-3.88% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

22.71% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-0.46% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$120.1M · CORE · VALID

Sequential loan growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-3.21% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.07%
Current
-3.88%
Delta
-5.95%
Earnings Growth Decreased
Previous
35.05%
Current
22.71%
Delta
-12.34%
Interest Income Growth Decreased
Previous
5.54%
Current
-0.46%
Delta
-6.00%
Liquidity Decreased
Previous
$138.0M
Current
$120.1M
Delta
-$17.9M
Loan Growth Decreased
Previous
1.78%
Current
-3.21%
Delta
-4.99%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2021
Similarity
78%
Compared
4 dimensions
Coverage
80%
Liquidity 30.0 · Deposit Growth 5.0 · Earnings Growth 30.0 · Interest Income Growth 5.0
Sep 30, 2025
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 15.0 · Loan Growth 35.0 · Deposit Growth 35.0 · Earnings Growth 10.0 · Interest Income Growth 0.0
Dec 31, 2019
Similarity
76%
Compared
5 dimensions
Coverage
100%
Liquidity 0.0 · Loan Growth 30.0 · Deposit Growth 25.0 · Earnings Growth 35.0 · Interest Income Growth 5.0
Jun 30, 2021
Similarity
74%
Compared
4 dimensions
Coverage
80%
Liquidity 45.0 · Deposit Growth 10.0 · Earnings Growth 20.0 · Interest Income Growth 10.0
Dec 31, 2020
Similarity
74%
Compared
4 dimensions
Coverage
80%
Liquidity 50.0 · Deposit Growth 0.0 · Earnings Growth 15.0 · Interest Income Growth 0.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.