Evidence method
Sequential · gp.financial.deposits
1.10% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
IBCP · Dec 31, 2020
INDEPENDENT BANK CORP /MI/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001140361-21-007388Bank
Evidence method
Yoy · gp.fundamentals.net_income
20.93% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
-38.45% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
-6.11% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$118.7M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
-4.31% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History49 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 3.23%
- Current
- 1.10%
- Delta
- -2.13%
- Previous
- 57.36%
- Current
- 20.93%
- Delta
- -36.44%
- Previous
- -55.79%
- Current
- -38.45%
- Delta
- 17.34%
- Previous
- -7.34%
- Current
- -6.11%
- Delta
- 1.23%
- Previous
- $46.6M
- Current
- $118.7M
- Delta
- $72.1M
- Previous
- -0.44%
- Current
- -4.31%
- Delta
- -3.87%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · IBCP Fundamental State →Analogous To · IBCP state analogue 1 →Transitioned To · IBCP Fundamental State →Transitioned To · IBCP DEPOSIT_GROWTH_DECREASED →Transitioned To · IBCP EARNINGS_GROWTH_DECREASED →Transitioned To · IBCP FUNDING_COST_GROWTH_INCREASED →Transitioned To · IBCP INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · IBCP LIQUIDITY_INCREASED →Transitioned To · IBCP LOAN_GROWTH_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.