Method
Sequential · gp.financial.deposits
Raw value -0.38% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTINDEPENDENT BANK CORP /MI/'s latest supported as-filed period reports revenue of $8.2M. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -0.38% · CORE
Yoy · gp.fundamentals.net_income
Raw value 11.42% · CORE
Yoy · gp.financial.interest_income
Raw value 0.62% · CORE
Level · gp.fundamentals.cash
Raw value $165.5M · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Deposits changed +4.4% from the comparable as-filed period. The change ranks at the 23th percentile of 112 prior comparable changes.
Net income changed +11.4% from the comparable as-filed period. The change ranks at the 29th percentile of 126 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
IBCP · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001933750-26-000003SEC ↗4Aug 10, 2026Period Aug 10, 20260001198786-26-000003SEC ↗10-QAug 5, 2026Period Jun 30, 20260000039311-26-000061SEC ↗4Aug 4, 2026Period Jul 31, 20260002147236-26-000003SEC ↗8-KJul 27, 2026Period Jul 21, 20260000039311-26-000059SEC ↗8-KJul 23, 2026Period Jul 23, 20260000039311-26-000056SEC ↗4Jul 2, 2026Period May 14, 20260001649667-26-000006SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 19, 2026Filed Aug 20, 2026 | Kreter KristopherFirst Vice Pres. & Controller | Open Market SaleDirect | 300 | $37 | $11,133 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Interest income changed +0.6% from the comparable as-filed period. The change ranks at the 3th percentile of 126 prior comparable changes.
Cash & equivalents changed +13.2% from the comparable as-filed period. The change ranks at the 26th percentile of 224 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001561329-26-000003