Evidence method
Sequential · gp.financial.deposits
0.81% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
IBCP · Dec 31, 2023
INDEPENDENT BANK CORP /MI/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000039311-24-000035Bank
Evidence method
Yoy · gp.fundamentals.net_income
-6.76% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
328.59% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
41.81% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$169.8M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
9.47% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History49 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 2.18%
- Current
- 0.81%
- Delta
- -1.37%
- Previous
- 1.42%
- Current
- -6.76%
- Delta
- -8.18%
- Previous
- 357.54%
- Current
- 328.59%
- Delta
- -28.95%
- Previous
- 38.97%
- Current
- 41.81%
- Delta
- 2.84%
- Previous
- $127.5M
- Current
- $169.8M
- Delta
- $42.3M
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · IBCP Fundamental State →Transitioned To · IBCP Fundamental State →Transitioned To · IBCP DEPOSIT_GROWTH_DECREASED →Transitioned To · IBCP EARNINGS_GROWTH_DECREASED →Transitioned To · IBCP FUNDING_COST_GROWTH_DECREASED →Transitioned To · IBCP INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · IBCP LIQUIDITY_INCREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.