Evidence method
Sequential · gp.financial.deposits
-1.26% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
IBCP · Jun 30, 2023
INDEPENDENT BANK CORP /MI/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0000039311-23-000077Bank
Evidence method
Yoy · gp.fundamentals.net_income
13.76% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
750.98% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
51.05% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$129.2M · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History49 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 3.78%
- Current
- -1.26%
- Delta
- -5.04%
- Previous
- -27.70%
- Current
- 13.76%
- Delta
- 41.46%
- Previous
- 790.52%
- Current
- 750.98%
- Delta
- -39.54%
- Previous
- 55.25%
- Current
- 51.05%
- Delta
- -4.20%
- Previous
- $227.0M
- Current
- $129.2M
- Delta
- -$97.8M
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · IBCP Fundamental State →Transitioned To · IBCP Fundamental State →Transitioned To · IBCP DEPOSIT_GROWTH_DECREASED →Transitioned To · IBCP EARNINGS_GROWTH_INCREASED →Transitioned To · IBCP FUNDING_COST_GROWTH_DECREASED →Transitioned To · IBCP INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · IBCP LIQUIDITY_DECREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.