GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SYF · Sep 30, 2022

Synchrony Financial. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001601712-22-000249Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

5.71% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$12.0B · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

4.04% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Mar 31, 20220/3 normalizedLevel 3Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/5 normalizedLevel 3Mar 31, 20230/4 normalizedLevel 3Jun 30, 20230/4 normalizedLevel 3Sep 30, 20230/4 normalizedLevel 3Dec 31, 20231/4 normalizedLevel 3Mar 31, 20242/4 normalizedLevel 3Jun 30, 20242/3 normalizedLevel 3Sep 30, 20242/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
1.78%
Current
5.71%
Delta
3.93%
Liquidity Increased
Previous
$10.7B
Current
$12.0B
Delta
$1.3B
Loan Growth Decreased
Previous
4.76%
Current
4.04%
Delta
-0.72%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · SYF Fundamental State →Transitioned To · SYF Fundamental State →Transitioned To · SYF DEPOSIT_GROWTH_INCREASED →Transitioned To · SYF LIQUIDITY_INCREASED →Transitioned To · SYF LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.