Method
Sequential · gp.financial.deposits
Raw value -0.11% · CORE
· Finance Services
RESEARCH SNAPSHOTSynchrony Financial's latest supported as-filed period reports net income of $885.0M, 8.5% below the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -0.11% · CORE
Yoy · gp.fundamentals.net_income
Raw value -8.48% · CORE
Level · gp.fundamentals.cash
Raw value $16.2B · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
This cluster groups 2 independently calculated changes: Debt increased 2.6%; Cash & equivalents decreased 16.8%.
2 evidence-backed componentsThis cluster groups 2 independently calculated changes: Cash & equivalents decreased 16.8%; Debt increased 2.6%.
2 evidence-backed componentsDeposits changed +0.7% from the comparable as-filed period. The change ranks at the 2th percentile of 88 prior comparable changes. This reverses 3 consecutive comparable moves in the opposite direction.
Each point keeps the date investors could first observe it and its accession.
SYF · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001763554-26-000012SEC ↗4Aug 19, 2026Period Aug 17, 20260002032277-26-000011SEC ↗4Aug 19, 2026Period Aug 17, 20260002032280-26-000009SEC ↗4Aug 19, 2026Period Aug 17, 20260001013182-26-000011SEC ↗4Aug 19, 2026Period Aug 17, 20260001674338-26-000009SEC ↗4Aug 19, 2026Period Aug 17, 20260001614719-26-000012SEC ↗4Aug 19, 2026Period Aug 17, 20260001658732-26-000013SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 17, 2026Filed Aug 19, 2026 | Casellas AlbertoSee remarks | Grant Or AwardDirect | 182 | $81 | $14,697 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | Casellas AlbertoSee remarks | Grant Or AwardDirect | 0.78 | $0 | $0 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | Owens DarrellSee remarks | Grant Or AwardDirect | 70 | $81 | $5,653 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | Tiliakos AmySee remarks | Grant Or AwardDirect | 49 | $81 | $3,957 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Net income changed -8.5% from the comparable as-filed period. The change ranks at the 16th percentile of 135 prior comparable changes.
Cash & equivalents changed -16.8% from the comparable as-filed period. The change ranks at the 36th percentile of 176 prior comparable changes.
Debt changed +2.6% from the comparable as-filed period. The change ranks at the 16th percentile of 70 prior comparable changes. This reverses 6 consecutive comparable moves in the opposite direction.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001194409-26-000010| GUTHRIE ROY ADirector |
| Grant Or AwardDirect |
| 156 |
| $81 |
| $12,597 |
| Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | Chytil Kamila KDirector | Grant Or AwardDirect | 14 | $81 | $1,131 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | DOUBLES BRIAN DSee remarks | Grant Or AwardDirect | 1,001 | $81 | $80,831 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | Richie LaurelDirector | Grant Or AwardDirect | 138 | $81 | $11,144 | Form 4 ↗ |
| Aug 17, 2026Filed Aug 19, 2026 | ELLINGER DEBORAH GDirector | Grant Or AwardDirect | 10 | $81 | $808 | Form 4 ↗ |