GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SYF · Mar 31, 2024

Synchrony Financial. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001601712-24-000172Bank
Sequential deposit growth38thOwn-history percentile · N=8
Evidence method

Sequential · gp.financial.deposits

2.96% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

115.14% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

58.23% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=9
Evidence method

Level · gp.fundamentals.cash

$20.0B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
3.95%
Current
2.96%
Delta
-1.00%
Earnings Growth Increased
Previous
-25.80%
Current
115.14%
Delta
140.94%
Funding Cost Growth Decreased
Previous
143.98%
Current
58.23%
Delta
-85.75%
Liquidity Increased
Previous
$14.3B
Current
$20.0B
Delta
$5.8B
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.