GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SYF · Jun 30, 2026

Synchrony Financial. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001601712-26-000033Bank
Sequential deposit growth29thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.deposits

-0.11% · CORE · VALID

Net-income growth43thOwn-history percentile · N=14
Evidence method

Yoy · gp.fundamentals.net_income

-8.48% · CORE · VALID

Cash and equivalents61thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$16.2B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History18 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
2.16%
Current
-0.11%
Delta
-2.26%
Earnings Growth Decreased
Previous
6.34%
Current
-8.48%
Delta
-14.82%
Liquidity Decreased
Previous
$20.6B
Current
$16.2B
Delta
-$4.4B
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Dec 31, 2025
Similarity
92%
Compared
3 dimensions
Coverage
100%
Liquidity 11.1 · Deposit Growth 3.9 · Earnings Growth 7.1
Sep 30, 2024
Similarity
75%
Compared
2 dimensions
Coverage
67%
Liquidity 20.7 · Deposit Growth 29.4
Mar 31, 2024
Similarity
72%
Compared
2 dimensions
Coverage
67%
Liquidity 38.9 · Deposit Growth 8.1
Jun 30, 2025
Similarity
69%
Compared
3 dimensions
Coverage
100%
Liquidity 24.6 · Deposit Growth 29.4 · Earnings Growth 37.1
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.