GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

KRNY · Sep 30, 2020

Kearny Financial Corp.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-20-051949Bank
Sequential deposit growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

13.76% · CORE · VALID

Net-income growth24thOwn-history percentile · N=17
Evidence method

Yoy · gp.fundamentals.net_income

0.08% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_expense

-27.96% · CORE · VALID

Interest-income growth18thOwn-history percentile · N=17
Evidence method

Yoy · gp.financial.interest_income

1.64% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$145.8M · CORE · VALID

Sequential loan growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

9.61% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History44 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
4.16%
Current
13.76%
Delta
9.60%
Earnings Growth Decreased
Previous
6.70%
Current
0.08%
Delta
-6.62%
Funding Cost Growth Decreased
Previous
2.24%
Current
-27.96%
Delta
-30.20%
Interest Income Growth Increased
Previous
-1.74%
Current
1.64%
Delta
3.38%
Liquidity Decreased
Previous
$181.0M
Current
$145.8M
Delta
-$35.1M
Loan Growth Increased
Previous
-1.42%
Current
9.61%
Delta
11.03%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.