GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

KRNY · Dec 31, 2021

Kearny Financial Corp.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000950170-22-000858Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.09% · CORE · VALID

Net-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

10.74% · CORE · VALID

Interest-expense growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-47.80% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-4.25% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$60.5M · CORE · VALID

Sequential loan growth45thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.86% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History44 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.64%
Current
1.09%
Delta
2.74%
Earnings Growth Decreased
Previous
73.26%
Current
10.74%
Delta
-62.51%
Funding Cost Growth Increased
Previous
-54.46%
Current
-47.80%
Delta
6.66%
Interest Income Growth Increased
Previous
-6.04%
Current
-4.25%
Delta
1.79%
Liquidity Increased
Previous
$54.1M
Current
$60.5M
Delta
$6.4M
Loan Growth Increased
Previous
-1.16%
Current
0.86%
Delta
2.02%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.