GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

KRNY · Dec 31, 2020

Kearny Financial Corp.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001564590-21-004708Bank
Sequential deposit growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

5.41% · CORE · VALID

Net-income growth72thOwn-history percentile · N=18
Evidence method

Yoy · gp.fundamentals.net_income

59.11% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_expense

-38.69% · CORE · VALID

Interest-income growth22thOwn-history percentile · N=18
Evidence method

Yoy · gp.financial.interest_income

2.12% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$129.7M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.55% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History44 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
13.76%
Current
5.41%
Delta
-8.35%
Earnings Growth Increased
Previous
0.08%
Current
59.11%
Delta
59.03%
Funding Cost Growth Decreased
Previous
-27.96%
Current
-38.69%
Delta
-10.73%
Interest Income Growth Increased
Previous
1.64%
Current
2.12%
Delta
0.47%
Liquidity Decreased
Previous
$145.8M
Current
$129.7M
Delta
-$16.1M
Loan Growth Decreased
Previous
9.61%
Current
-2.55%
Delta
-12.16%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.