GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

KRNY · Sep 30, 2022

Kearny Financial Corp.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001617242-22-000007Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

4.20% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-16.13% · CORE · VALID

Interest-expense growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

108.63% · CORE · VALID

Interest-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

12.61% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$96.1M · CORE · VALID

Sequential loan growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

4.43% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History44 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
6.03%
Current
4.20%
Delta
-1.84%
Earnings Growth Decreased
Previous
6.82%
Current
-16.13%
Delta
-22.95%
Funding Cost Growth Increased
Previous
-40.48%
Current
108.63%
Delta
149.11%
Interest Income Growth Increased
Previous
-3.45%
Current
12.61%
Delta
16.06%
Liquidity Decreased
Previous
$101.6M
Current
$96.1M
Delta
-$5.5M
Loan Growth Decreased
Previous
8.30%
Current
4.43%
Delta
-3.87%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.