GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FINW · Dec 31, 2023

Finwise Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001856365-24-000013Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

4.67% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-30.48% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

595.61% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

23.32% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$117.0M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

10.60% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History17 statesSelf-history eligible
Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/3 normalizedLevel 3Mar 31, 20230/6 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/6 normalizedLevel 3Dec 31, 20230/6 normalizedLevel 3Mar 31, 20241/6 normalizedLevel 3Jun 30, 20243/5 normalizedLevel 3Sep 30, 20243/5 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
16.31%
Current
4.67%
Delta
-11.63%
Earnings Growth Decreased
Previous
31.47%
Current
-30.48%
Delta
-61.95%
Funding Cost Growth Decreased
Previous
821.38%
Current
595.61%
Delta
-225.77%
Interest Income Growth Decreased
Previous
34.23%
Current
23.32%
Delta
-10.90%
Liquidity Decreased
Previous
$126.8M
Current
$117.0M
Delta
-$9.8M
Loan Growth Decreased
Previous
16.76%
Current
10.60%
Delta
-6.16%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · FINW Fundamental State →Transitioned To · FINW Fundamental State →Transitioned To · FINW DEPOSIT_GROWTH_DECREASED →Transitioned To · FINW EARNINGS_GROWTH_DECREASED →Transitioned To · FINW FUNDING_COST_GROWTH_DECREASED →Transitioned To · FINW INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · FINW LIQUIDITY_DECREASED →Transitioned To · FINW LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.