GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FINW · Jun 30, 2023

Finwise Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001856365-23-000033Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

17.42% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-15.40% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

799.18% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

21.95% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$119.0M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

6.70% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History17 statesSelf-history eligible
Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/3 normalizedLevel 3Mar 31, 20230/6 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/6 normalizedLevel 3Dec 31, 20230/6 normalizedLevel 3Mar 31, 20241/6 normalizedLevel 3Jun 30, 20243/5 normalizedLevel 3Sep 30, 20243/5 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
16.54%
Current
17.42%
Delta
0.88%
Earnings Growth Increased
Previous
-59.07%
Current
-15.40%
Delta
43.68%
Funding Cost Growth Increased
Previous
394.27%
Current
799.18%
Delta
404.91%
Interest Income Growth Increased
Previous
1.35%
Current
21.95%
Delta
20.60%
Liquidity Increased
Previous
$105.6M
Current
$119.0M
Delta
$13.4M
Loan Growth Decreased
Previous
9.98%
Current
6.70%
Delta
-3.28%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · FINW Fundamental State →Transitioned To · FINW Fundamental State →Transitioned To · FINW DEPOSIT_GROWTH_INCREASED →Transitioned To · FINW EARNINGS_GROWTH_INCREASED →Transitioned To · FINW FUNDING_COST_GROWTH_INCREASED →Transitioned To · FINW INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · FINW LIQUIDITY_INCREASED →Transitioned To · FINW LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.