GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FINW · Sep 30, 2023

Finwise Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001856365-23-000040Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

16.31% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

31.47% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

821.38% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

34.23% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$126.8M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

16.76% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History17 statesSelf-history eligible
Jun 30, 20220/3 normalizedLevel 3Sep 30, 20220/3 normalizedLevel 3Dec 31, 20220/3 normalizedLevel 3Mar 31, 20230/6 normalizedLevel 3Jun 30, 20230/6 normalizedLevel 3Sep 30, 20230/6 normalizedLevel 3Dec 31, 20230/6 normalizedLevel 3Mar 31, 20241/6 normalizedLevel 3Jun 30, 20243/5 normalizedLevel 3Sep 30, 20243/5 normalizedLevel 3Dec 31, 20243/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
17.42%
Current
16.31%
Delta
-1.12%
Earnings Growth Increased
Previous
-15.40%
Current
31.47%
Delta
46.87%
Funding Cost Growth Increased
Previous
799.18%
Current
821.38%
Delta
22.20%
Interest Income Growth Increased
Previous
21.95%
Current
34.23%
Delta
12.28%
Liquidity Increased
Previous
$119.0M
Current
$126.8M
Delta
$7.7M
Loan Growth Increased
Previous
6.70%
Current
16.76%
Delta
10.06%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · FINW Fundamental State →Transitioned To · FINW Fundamental State →Transitioned To · FINW DEPOSIT_GROWTH_DECREASED →Transitioned To · FINW EARNINGS_GROWTH_INCREASED →Transitioned To · FINW FUNDING_COST_GROWTH_INCREASED →Transitioned To · FINW INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · FINW LIQUIDITY_INCREASED →Transitioned To · FINW LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.