GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FINW · Mar 31, 2024

Finwise Bancorp. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001856365-24-000031Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

4.76% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-14.14% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

181.00% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

31.67% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents50thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$115.8M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

5.17% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History17 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
4.67%
Current
4.76%
Delta
0.08%
Earnings Growth Increased
Previous
-30.48%
Current
-14.14%
Delta
16.34%
Funding Cost Growth Decreased
Previous
595.61%
Current
181.00%
Delta
-414.60%
Interest Income Growth Increased
Previous
23.32%
Current
31.67%
Delta
8.35%
Liquidity Decreased
Previous
$117.0M
Current
$115.8M
Delta
-$1.2M
Loan Growth Decreased
Previous
10.60%
Current
5.17%
Delta
-5.43%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.