GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WSBF · Mar 31, 2021

Waterstone Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001569994-21-000021Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.94% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

251.69% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-42.00% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-7.62% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$198.4M · CORE · VALID

Sequential loan growth5thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-2.85% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History50 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.02%
Current
2.94%
Delta
2.92%
Earnings Growth Increased
Previous
126.01%
Current
251.69%
Delta
125.68%
Funding Cost Growth Decreased
Previous
-9.29%
Current
-42.00%
Delta
-32.71%
Interest Income Growth Decreased
Previous
-1.58%
Current
-7.62%
Delta
-6.05%
Liquidity Increased
Previous
$94.8M
Current
$198.4M
Delta
$103.6M
Loan Growth Increased
Previous
-4.17%
Current
-2.85%
Delta
1.32%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.