Method
Sequential · gp.financial.deposits
Raw value -1.24% · CORE
· Savings Institution, Federally Chartered
RESEARCH SNAPSHOTWaterstone Financial, Inc.'s latest supported as-filed period reports interest income of $29.6M, 3.1% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -1.24% · CORE
Yoy · gp.fundamentals.net_income
Raw value 9.51% · CORE
Yoy · gp.financial.interest_income
Raw value 3.14% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Deposits changed +2.6% from the comparable as-filed period. The change ranks at the 22th percentile of 92 prior comparable changes.
Interest income changed +3.1% from the comparable as-filed period. The change ranks at the 30th percentile of 103 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
WSBF · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001437749-26-028174SEC ↗10-QAug 6, 2026Period Jun 30, 20260001437749-26-026246SEC ↗8-KJul 23, 2026Period Jul 23, 20260001437749-26-024291SEC ↗8-KJun 23, 2026Period Jun 23, 20260001437749-26-021427SEC ↗4May 22, 2026Period May 21, 20260001437749-26-018181SEC ↗8-KMay 19, 2026Period May 19, 20260001437749-26-017794SEC ↗10-QMay 7, 2026Period Mar 31, 20260001437749-26-015566SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 13, 2026Filed Aug 17, 2026 | Gordon Ryan JEVP/Chief Credit Officer | Option ExerciseDirect | 10,000 | $17 | $172,000 | Form 4 ↗ |
| Aug 13, 2026Filed Aug 17, 2026 | Gordon Ryan JEVP/Chief Credit Officer | Open Market SaleDirect | 620 | $21 | $13,082 | Form 4 ↗ |
| Aug 13, 2026Filed Aug 17, 2026 | Gordon Ryan JEVP/Chief Credit Officer | Open Market SaleDirect | 1,300 | $21 | $27,443 | Form 4 ↗ |
| Aug 13, 2026Filed Aug 17, 2026 | Gordon Ryan JEVP/Chief Credit Officer | Open Market SaleDirect | 6,237 | $21 | $131,881 | Form 4 ↗ |
| Aug 13, 2026 |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Net income changed +9.5% from the comparable as-filed period. The change ranks at the 18th percentile of 104 prior comparable changes.
Debt changed -11.5% from the comparable as-filed period. The change ranks at the 49th percentile of 92 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001437749-26-013465| Gordon Ryan JEVP/Chief Credit Officer |
| Option ExerciseDirect |
| 10,000 |
| $17 |
| $172,000 |
| Form 4 ↗ |