GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WSBF · Sep 30, 2022

Waterstone Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-22-025524Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-2.15% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-72.26% · CORE · VALID

Interest-expense growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-19.61% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

3.54% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History50 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20234/4 normalizedLevel 3Jun 30, 20234/4 normalizedLevel 3Sep 30, 20234/4 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.23%
Current
-2.15%
Delta
-2.38%
Earnings Growth Decreased
Previous
-55.35%
Current
-72.26%
Delta
-16.91%
Funding Cost Growth Increased
Previous
-34.17%
Current
-19.61%
Delta
14.56%
Interest Income Growth Increased
Previous
-7.90%
Current
3.54%
Delta
11.44%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · WSBF Fundamental State →Transitioned To · WSBF Fundamental State →Transitioned To · WSBF DEPOSIT_GROWTH_DECREASED →Transitioned To · WSBF EARNINGS_GROWTH_DECREASED →Transitioned To · WSBF FUNDING_COST_GROWTH_INCREASED →Transitioned To · WSBF INTEREST_INCOME_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.