GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WSBF · Sep 30, 2021

Waterstone Financial, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001569994-21-000057Bank
Sequential deposit growth50thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.26% · CORE · VALID

Net-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-27.74% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-44.71% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-10.43% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$358.6M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-5.39% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History50 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.93%
Current
1.26%
Delta
0.33%
Earnings Growth Decreased
Previous
-14.58%
Current
-27.74%
Delta
-13.16%
Funding Cost Growth Increased
Previous
-46.36%
Current
-44.71%
Delta
1.64%
Interest Income Growth Decreased
Previous
-10.26%
Current
-10.43%
Delta
-0.17%
Liquidity Increased
Previous
$228.7M
Current
$358.6M
Delta
$129.9M
Loan Growth Decreased
Previous
-2.93%
Current
-5.39%
Delta
-2.46%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.