GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFST · Sep 30, 2021

SOUTHERN FIRST BANCSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001206774-21-002686Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

5.28% · CORE · VALID

Net-income growth100thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

532.25% · CORE · VALID

Interest-expense growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-52.70% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.30% · CORE · VALID

Cash and equivalents65thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$128.5M · CORE · VALID

Sequential loan growth95thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

6.36% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
2.31%
Current
5.28%
Delta
2.98%
Earnings Growth Increased
Previous
120.67%
Current
532.25%
Delta
411.58%
Funding Cost Growth Increased
Previous
-69.15%
Current
-52.70%
Delta
16.45%
Interest Income Growth Increased
Previous
-5.25%
Current
0.30%
Delta
5.56%
Liquidity Decreased
Previous
$153.8M
Current
$128.5M
Delta
-$25.3M
Loan Growth Increased
Previous
3.37%
Current
6.36%
Delta
3.00%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.