GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFST · Mar 31, 2024

SOUTHERN FIRST BANCSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001206774-24-000471Bank
Sequential deposit growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.40% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-6.70% · CORE · VALID

Interest-expense growth55thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

65.97% · CORE · VALID

Interest-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

26.18% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$167.3M · CORE · VALID

Sequential loan growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.16% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.95%
Current
2.40%
Delta
1.45%
Earnings Growth Increased
Previous
-53.89%
Current
-6.70%
Delta
47.19%
Funding Cost Growth Decreased
Previous
398.70%
Current
65.97%
Delta
-332.73%
Interest Income Growth Decreased
Previous
50.94%
Current
26.18%
Delta
-24.76%
Liquidity Increased
Previous
$156.2M
Current
$167.3M
Delta
$11.1M
Loan Growth Decreased
Previous
1.41%
Current
1.16%
Delta
-0.25%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.