GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFST · Jun 30, 2026

SOUTHERN FIRST BANCSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001206774-26-000404Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.60% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

70.11% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

11.11% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$361.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
4.21%
Current
1.60%
Delta
-2.61%
Earnings Growth Decreased
Previous
87.75%
Current
70.11%
Delta
-17.64%
Interest Income Growth Increased
Previous
10.00%
Current
11.11%
Delta
1.11%
Liquidity Increased
Previous
$342.8M
Current
$361.6M
Delta
$18.9M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Sep 30, 2025
Similarity
94%
Compared
4 dimensions
Coverage
100%
Liquidity 5.0 · Deposit Growth 0.0 · Earnings Growth 10.0 · Interest Income Growth 5.0
Sep 30, 2024
Similarity
93%
Compared
4 dimensions
Coverage
100%
Liquidity 5.0 · Deposit Growth 5.0 · Earnings Growth 5.0 · Interest Income Growth 10.0
Mar 31, 2026
Similarity
93%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 15.0 · Earnings Growth 0.0 · Interest Income Growth 0.0
Mar 31, 2024
Similarity
86%
Compared
4 dimensions
Coverage
100%
Liquidity 20.0 · Deposit Growth 5.0 · Earnings Growth 0.0 · Interest Income Growth 20.0
Mar 31, 2016
Similarity
85%
Compared
4 dimensions
Coverage
100%
Liquidity 15.0 · Deposit Growth 3.2 · Earnings Growth 3.8 · Interest Income Growth 25.0
Research Graph

Related governed research

Analogous To · SFST state analogue 2 →Analogous To · SFST state analogue 4 →Analogous To · SFST state analogue 1 →Analogous To · SFST state analogue 3 →Compared To · National Commercial Banks peers →Analogous To · SFST state analogue 5 →Transitioned To · SFST Fundamental State →Transitioned To · SFST DEPOSIT_GROWTH_DECREASED →Transitioned To · SFST EARNINGS_GROWTH_DECREASED →Transitioned To · SFST INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · SFST LIQUIDITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.