GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SFST · Jun 30, 2021

SOUTHERN FIRST BANCSHARES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001206774-21-002006Bank
Sequential deposit growth25thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.31% · CORE · VALID

Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

120.67% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-69.15% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-5.25% · CORE · VALID

Cash and equivalents85thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$153.8M · CORE · VALID

Sequential loan growth35thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.37% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
5.41%
Current
2.31%
Delta
-3.10%
Earnings Growth Decreased
Previous
266.03%
Current
120.67%
Delta
-145.36%
Funding Cost Growth Increased
Previous
-73.30%
Current
-69.15%
Delta
4.15%
Interest Income Growth Decreased
Previous
-4.41%
Current
-5.25%
Delta
-0.84%
Liquidity Decreased
Previous
$155.3M
Current
$153.8M
Delta
-$1.5M
Loan Growth Increased
Previous
1.98%
Current
3.37%
Delta
1.39%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.