GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

COFS · Jun 30, 2026

CHOICEONE FINANCIAL SERVICES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001193125-26-342347Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-1.79% · CORE · VALID

Net-income growth20thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-7.91% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.03% · CORE · VALID

Cash and equivalents50thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$88.6M · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.87%
Current
-1.79%
Delta
-3.66%
Interest Income Growth Decreased
Previous
33.32%
Current
0.03%
Delta
-33.29%
Liquidity Increased
Previous
$84.2M
Current
$88.6M
Delta
$4.4M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Jun 30, 2019
Similarity
80%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 28.5 · Earnings Growth 20.0 · Interest Income Growth 20.0
Dec 31, 2024
Similarity
70%
Compared
4 dimensions
Coverage
100%
Liquidity 20.0 · Deposit Growth 20.0 · Earnings Growth 35.0 · Interest Income Growth 40.0
Jun 30, 2022
Similarity
69%
Compared
4 dimensions
Coverage
100%
Liquidity 5.0 · Deposit Growth 10.0 · Earnings Growth 15.0 · Interest Income Growth 60.0
Dec 31, 2023
Similarity
67%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 10.0 · Earnings Growth 0.0 · Interest Income Growth 65.0
Dec 31, 2022
Similarity
67%
Compared
4 dimensions
Coverage
100%
Liquidity 0.0 · Deposit Growth 5.0 · Earnings Growth 15.0 · Interest Income Growth 65.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.