Evidence method
Sequential · gp.financial.deposits
-1.79% · CORE · VALID
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME
COFS · Dec 31, 2022
CHOICEONE FINANCIAL SERVICES INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.
STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration
State dimensions
Filing0001437749-23-007584Bank
Evidence method
Yoy · gp.fundamentals.net_income
7.25% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_expense
94.77% · CORE · VALID
Evidence method
Yoy · gp.financial.interest_income
16.16% · CORE · VALID
Evidence method
Level · gp.fundamentals.cash
$43.9M · CORE · VALID
Evidence method
Sequential · gp.financial.loans
5.09% · CORE · VALID
As-filed lineage
Fundamental state history
Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History43 statesSelf-history eligible
Sep 30, 20216/6 normalizedLevel 3Dec 31, 20216/6 normalizedLevel 3Mar 31, 20226/6 normalizedLevel 3Jun 30, 20226/6 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20226/6 normalizedLevel 3Mar 31, 20236/6 normalizedLevel 3Jun 30, 20236/6 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20236/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20246/6 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition
What moved in the state?
- Previous
- 0.85%
- Current
- -1.79%
- Delta
- -2.64%
- Previous
- 1.11%
- Current
- 7.25%
- Delta
- 6.14%
- Previous
- 89.77%
- Current
- 94.77%
- Delta
- 5.00%
- Previous
- 15.30%
- Current
- 16.16%
- Delta
- 0.86%
- Previous
- $51.5M
- Current
- $43.9M
- Delta
- -$7.6M
- Previous
- 4.75%
- Current
- 5.09%
- Delta
- 0.34%
Self-history only
Previous similar states
Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research
Transitioned To · COFS Fundamental State →Analogous To · COFS state analogue 5 →Has State · CHOICEONE FINANCIAL SERVICES INC →Transitioned To · COFS Fundamental State →Transitioned To · COFS DEPOSIT_GROWTH_DECREASED →Transitioned To · COFS EARNINGS_GROWTH_INCREASED →Transitioned To · COFS FUNDING_COST_GROWTH_INCREASED →Transitioned To · COFS INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · COFS LIQUIDITY_DECREASED →Transitioned To · COFS LOAN_GROWTH_INCREASED →
Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.